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    Online Banking - The Need of the Modern Professional

    By Addi Vardhaman

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    Online or Internet banking is the next stage in the development of banking services in India. The banking system in the country was known for their stability and also stubbornness. The public banks in the country always resisted to any kind of change in their working styles through strikes and walk outs. But after some vigorous training and negotiations the concept of online banking was bought into mainstream banking in India. This was already popular in other more developed countries and with the opening up of the banking market to foreign players in India it was begging to be implemented in our mainstream commercial banking systems.Internet Banking has been so popular in the countries it has been implemented in so far due to certain reasons. Online Banking makes the regular transactions for a client speedy and time efficient with little or no paperwork involved. There is no need for standing in long ques any more for making a deposit or getting a withdrawal. Banking has turned into a 24/7 service with the bank always available to their client. This especially helps the various businessmen who need the best services at any time day or night. Online Banking is the need of the new professional in this modern age who is always on the move and working and trying to succeed in a constantly changing and dynamic environment. Citibank understands this need of their clients and thus gives all their clients access to internet banking and gives a customized and personalized experience to their customers.There are advantages involved for the bank here as well. Through Online Banking the bank can attract the more sophisticated clients whose needs can now be met through banking through the internet. Also this makes the banks competitive in the international market and against the best banks in the world. Canara Bank has many overseas clients and through online banking they can take care of their current client needs and also be able to attract more foreign clients. Online banking has positively affected these banks in increasing their customer diversity and improved the quality of clients as well.Online Banking with all its glamor and the banks projecting it as the reason for the more effective banking techniques now in use has its downside as well as the Canara Bank warns all their new clients. It allows banking online but due to that all the clients information is lying somewhere in a server on the World Wide Web just waiting to be picked and taken advantage of. Also their have been a few cases of employees of the banks stealing client information and using it for personal gain. Security has always been given a very high priority especially by Citibank but someone will always find a way to tamper and steal all the information. Thus the client should be careful with their personal information online.

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    Electronic Features With Board Games

    By Victor Epand

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    A number of board games have expanded themselves to make gaming even easier for all of its players. With handy electronic gadgets that now come with the games, players no longer need to worry about many of the smaller details which can hold them back from the game. These devices are designed to allow the maximum amount of freedom and ease when it comes to game play, putting even less pressure on the mechanics of the game and more on the strategy that goes into winning the game.One of the most popular electronic devices that is often implemented is the use of an electronic timer. Games that provide one of these allow players to not have to worry about watching the little sand timer that games used to provide. This allows the player to focus on the task at hand rather than to watch the timer, often providing crucial seconds. Pictionary and Scattergories are both games which use timers and with an electronic device, more attention can be paid to playing the game.Another fun electronic device that comes into play often is a buzzer. Taboo is one game that implements a buzzer, used to either signal when a player has stepped out of bounds, or when the round is over. During play with Taboo, one player from a team tries to make his or her teammates guess a certain word without saying other words on a list. One player from the other team monitors this player, to ensure that he or she does not say any of the forbidden words. If one of these words accidentally slips out, the buzzer is then heavily used.Some classic games, however, have updated themselves to include electronic features. Monopoly now features an Electronic Banking edition, which eliminates all use of paper money, controlling the entire cash flow of the game through a little computer given with the game board. Players are given debit cards on which their entire fortune is contained and the computer keeps track of each player's total amount. Properties and hotels are bought with the card, fines are paid, and money changes hands all with one swipe. This allows for a much quicker game and generally happier players all around.The Game of Life is another classic game which has updated itself with exciting electronic features. A take-off from the original game, Life: Twists and Turns is an innovative take on the previous incarnation. Each player is given an electronic "Lifepod" at the beginning of the game which not only tabulates the number of "Life Points" that each player accumulates, but controls both the money of the player and even rolls the "dice" for them.This game, like Electronic Banking Monopoly, doesn't rely on cash to get players through the game, but provides them with debit cards which help each player control the money that comes in and out of their hands. It is quite an innovative take on the game that allows players more time with the game and less with the mechanics of making it run smoothly. With the way that innovation is redesigning the game industry, it is no surprise that these classic board games are finding new life with players.

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    Is Internet Banking Really Safe?

    By Chirag Patel

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    Online banking

    In this article I am going to explain what internet banking is, how internet banking can make your life easier and more comfortable, how to use net banking and what things you should remember while using internet banking to make your online activities more secure and safe from hackers and internet threats.Internet banking is facility provided by your bank company. This is website based service, you can register for net banking account by applying from your local bank branch. After login to your online internet banking account you can do many tasks like...1. Send money to your friends and family online without need to visit bank.2. Pay your electricity bills, telephone bills, insurance premium from your bank account online.3. Recharge your prepaid mobile and DTH services account.4. Load money to your debit or credit card.5. Shop online from many online shopping center that supports payment through net banking.You might not get all of the above services with your bank, it defers with the different banks. But just imagine, if you can do (most people really need it in their routine life) all this work at home without visiting office and wasting your time for standing in queue, You can spend that saved time with your friends and family, it also saves transport cost to visit the office.But most common users are not availing this facility with their bank account and most because of the fear of safety. Hence, I have discussed here many tips that can teach you the way to use your online account and make your online transactions safe from hackers.1. Always use strong login password and transaction password. Don't ever do mistake to keep both login and transaction passwords same. Do not disclose your password to any one, don't write it anywhere just remember it yourself and keep changing it after few weeks.2. Keep your PC / Laptop virus free and protected with Internet security suite including firewall. Because if your pc is infected with viruses like 'Trojan horse', they might still your keyboard information and hence your username and passwords of internet banking.3. Do not click on 'remember with this computer' link below login box and do not save your username passwords in your internet browser. Use onscreen 'virtual keyboard' if provided on login form by your banking site.4. Do not access your internet banking from public place like cyber cafe, and not even from your friend's or office PC.5. If you get an email asking you to click on link and visit bank site, don't forget to look at address bar and check for the correct url. For example, if you are ICICI bank account holder and receive email saying 'to transfer your account in new most secure system, please click here', you may be redirected to fraud site which looks and behave exactly like your bank site but meant only to steal your passwords. So if it's not icicibank.co.in url in address bar, ignore the site and don't disclose your password.6. In online shopping, when you checkout for the payment, you will be redirected to your bank site for payment transaction. Here also, don't forget to check for the address bar URL.7. Immediately inform your bank about transaction alerts you received in your mobile inbox that you have not done.I am sure that following above guidelines will make your Internet banking experience most secure and you will really enjoy the benefits of net banking.

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    History of Online Banking

    By Ross Bainbridge

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    The concept of online banking as we know it today dates back to the early 1980s, when it was first envisioned and experimented with. However, it was only in 1995 (on October 6, to be exact) that Presidential Savings Bank first announced the facility for regular client use. The idea was quickly snapped up by other banks like Wells Fargo, Chase Manhattan and Security First Network Bank. Today, quite a few banks operate solely via the Internet and have no 'four-walls' entity at all.In the beginning, its inventors had predicted that it would be only a matter of time before online banking completely replaced the conventional kind. Facts now prove that this was an overoptimistic assessment - many customers still harbor an inherent distrust in the process. Others have opted not to use many of the offered facilities because of bitter experience with online frauds, and inability to use online banking services.Be that as it may, it is estimated that a total of 55 million families in America will be active users of online banking by the year 2010. Despite the fact that many American banks still do not offer this facility to customers, this may turn out to be an accurate prediction. The number of online banking customers has been increasing at an exponential rate.Initially, the main attraction is the elimination of tiresome bureaucratic red tape in registering for an account, and the endless paperwork involved in regular banking. The speed with which this process happens online, as well as the other services possible by these means, has translated into a literal boom in the banking industry over the last five years. Nor are there any signs of the boom letting up - in historical terms, online banking has just begun.

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    Online Banking - 5 Advantages to Save You Time and Money

    If you haven't starting taking advantage of your bank's online services, you should! Online banking has many advantages over traditional banking:1. Download Banking Transactions. You can download your banking transactions directly into your financial software as often as you like. If you use your ATM card often, this is a must, because it keeps your bank balance current in your financial software. You won't have to worry about keeping all those debit card receipts.2. Download Credit Card Transactions. You can download credit card transactions directly into your financial software. Don't waste time entering credit card charges by hand - download them! This is probably one of the biggest...

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    Online Banking : Using an Online Bank Account

    Using an online bank account is a great way to view and track an account instantly, transfer money over the Internet and receive account alerts via e-mail. Pay bills online through an Internet bank account with advice from a computer IT specialist in this free video on online banking.

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